Comprehensive vehicle insurance offers financial coverage to drivers in the event of legal responsibilities, medical expenses, and compensation due to accidents. CoverB, which additionally provides coverage for injuries, disabilities and fatalities, including individual accident insurance, offers full protection for business owners, drivers, and fleet operators.

CoverB also offers the following commercial auto insurance additions:

• Zero Depreciation Cover: Maximises claim amounts without any deduction for depreciation.
• Personal Accident Cover: In the event of the driver sustaining injuries, or disability, or death.
• Engine Protection Cover: Protects against engine failure from electrical or mechanical member breakdown.
• Invoice Cover: Provides reimbursement based on the car’s bill value if it gets stolen or written off.
• Personal Accident Cover: Covers medical expenses of any passengers injured in an accident.

Yes, you are required to have commercial motor insurance in the UAE for all motor vehicles owned by a business, such as food trucks, towing trucks, construction vehicles, etc. It pays for damage to third-party vehicles and commercial vehicles your business owns and covers damage to your own vehicle, theft, and natural disasters.

In the event of an accident, here’s what to do:

• Assess for safety:  Look for injuries and call for medical help if necessary.
• Charge the incident: Call the police as well as get a main crash report.
  Notify your insurer: Inform CoverB about the claim and file what documents it has requested.
• Assessment of the vehicle: Have the damaged commercial vehicle inspected by an approved service provider.

In the UAE, business vehicle insurance also covers delivery vehicles (motorcycles, cargo vans, box trucks). These policies aim to protect your goods from liabilities, damages, or accidents caused by third parties. Additional coverage options, such as zero depreciation cover and no-claim bonus retention, provide added benefits.

Yes, CoverB provides motor fleet coverage that allows businesses to cover multiple commercial vehicles under one policy. Irrespective of servicing through Dubai, Abu Dhabi, Sharjah, or any other emirates, our exhaustive insurance plans fully protect company-owned taxis, delivery bikes, and utility trucks anywhere across the UAE.

In the UAE, commercial vehicle insurance protects a company financially in the event of an accident, theft, fire, natural calamities, and third-party liability. Regardless of whether you own cargo trucks, delivery vans, or construction vehicles, this policy provides coverage for repair costs, medical expenses, and legal liabilities. Other add-ons to business vehicle insurance, such as roadside assistance and engine protection, improve coverage.